About NewPay Labs

NewPay Labs is a Financial Institution payment services software company.

NPL licenses it's 100% proprietary issuing, account management, compliance, and payments processes.

As an innovator and processor of adaptable Bank, Merchant, and Consumer Stored Value solutions NPL has been solving FI processing needs for over 15 years. The NPL platform provides a back end bankers environment integrated with financial networks streamlining an efficient ecosystem.

Clients license, white label the NPL platform for issuing their own card products. Custom development is achieved rapidly via modularized, documented source code.

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Robust Technology

NPL has developed leading edge processing capabilities designed to scale into new and existing markets

Adaptable Platform

The Platform is agile and scalable via its modularized code base allowing for rapid customization

Easy AWS Rollout

Existing AWS Instances of Web, Host, and Databases provide a rapid, cost effective, secure, and redundant launch.

Cost Savings

Save overhead of Networking, Provisioning, Hardware, and maintenance infrastructures.

Compliance

PCI DSS, KYC, SARS, OFAC, Red Flags, etc. all managed with platform software and included documents and policy templates.

Flexible Capabilities

The source code is modularized for ease of customization. The web portals have many features that make custom programs easy to create and manage.

Security

The platform and data are stable and secure, redundantly hosted, and easily managed on the AWS cloud.

what NPL provides

The NPL platform is Fintech. It addresses all aspects of account management and card issuance. Easy white label portal management of issuing, settlements, KYC, reporting, compliance, and oversight. This unified platform supports Retail GPR Card Programs, Retail Merchant Funded Loyalty & Discounts, Open Network Programs, Semi-Open Programs, Closed Loop Programs, Virtual Card Mobile and Wallet Programs, Credit Card issuing, ATM processing capabilities, Merchant Services Gateway

Issuing

The platform enables agile card issuing - a processor capable of supporting many card and account types including Credit, Debit, Stored Value, Gift & Loyalty, Reward & Discount, Virtual & Wallet.

Acquiring

Merchant Services transaction and settlement capabilities to offer to bank clients

Self Processing

Become a self processing Bank quickly and cheaply, lower costs, gain control, offer Credit, Prepaid, Payroll and Merchant solutions

Tiered Portals

The web portal encompasses all aspects of program management eliminating the need for a middleware platform to back-end processors. NPL’s platform automates client management, transaction authorization, card program parameters, fraud prevention, reporting, accounting, settlement, and user security processes

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